The company specializes in the management of personal provident funds via IRA (Individual Retirement Account) accounts.
Personally managed provident funds are an advanced management method that enables the adjustment of the provident fund investments to the individual client’s personal preferences in all matters related to the management of his medium/long-term savings.
After a professional meeting with an experienced investment manager, the investment portfolio of the provident fund is built according to the client’s personal preferences, considering his individual needs, goals, risk tolerance and investment time range. At any given moment, the client can see all the portfolio holdings in detail through the bank’s website.
Furthermore, the client can speak directly with a personal investment manager who manages the individual fund and responds immediately to execute changes and adjustments to the portfolio and thus gain peace of mind when it comes to his savings.
This compares to non-personal provident funds where a client’s money is managed together with many other clients who will inevitably have different preferences, risk appetites and investment time horizons .The level of transparency, in these funds is low and it is difficult to track and know in which investments the money is invested. In addition, no comprehensive risk management is carried out at the level of all the client’s assets and the client has no control or involvement regarding how the assets are managed within the funds.